ACCOUNT OPENING
Benefits
- Customer save and withdrawal cash at convenient time.
- Account attracts interest at the end of month.
- Account can be opened to finance target project.
- Account can be opened to finance certain festivity targets e.g. Xmas, Ileya, Birthday, Freedom. Etc
Requirements
- BVN
- 2 Recent passport photographs.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN)
Individual Current Account
Benefits
- Access to both short and long term credit facility.
- Customer can guarantee other customers to get loan.
Requirements
- BVN
- 2 Recent passport photographs.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN)
Corporate Current Account
Benefits
- Access to both short and long term credit facility.
- Customer can guarantee other customers to get loan.
- Access to huge credit facility.
- Individual/Personal guarantee of Signatories.
- Access to overdraft facility.
Requirements
- BVN
- 2 Recent passport photographs.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN).
- Application Letter.
- Memorandum of Association (for group corporate account).
- CAC Certificate.
- Certificate of commencement of business.
- Resolution/Minutes of Meeting.
Children Account
Benefits
- Account can be used to get small loan facility for emergency purposes.
- Savings towards Future plans
Requirements
- BVN of parent/guardian.
- 2 Recent passport photographs of child & parent/guardian.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN).
Student Account
Benefits
- Payment of school fees is guaranteed at regular time.
- Account can be used to get small loan facility for emergency purposes.
- It can be used to acquire educational materials e.g Laptop Computer, Text books etc.
Requirements
- BVN
- 2 Recent passport photographs.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN).
- Admission Letter.
- Parent/Guardian’s guarantee/undertaking Letter.
Salary Current Account
Benefits
- Access to both short and long term credit facility.
- Customer can guarantee other customer to get loan.
- Access to Salary advance.
- Access to Overdraft facility.
Requirements
- BVN
- 2 Recent passport photographs.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN).
Joint/Vintage/Association Account
Benefits
- Access to both short and long term credit facility.
- Personal guarantee of Chief Imam/Chief Pastor during loan needs.
- Access to Overdraft facility.
- Account for Churhes/Monsques/Associations.
Requirements
- BVN
- 2 Recent passport photographs.
- Recent Utility bills (PHCN, Waste Management, Water Supply).
- National recognized identity card (NIN).
- Application Letter.
- Constitution or Bye-Law.
- Decision Extract (Minutes of Meeting).
- Introduction Letter from Adviser/Chief Pastor/Chief Imam.