OUR
BUSINESS

We are a customer focused bank with a customer-led Ethical Policy, which sets us apart from other banks

Oakland Microfinance Bank is a registered Limited Liability Company with Corporate Affairs Corporation (CAC) registration Number 220665 fully licensed and operational as a microfinance operator in Nigeria. Established in 1995 as Oka community Bank, it successfully metamorphosed into microfinance bank in 2007.


The bank is under the approval and regulation of the Central Bank of Nigeria (CBN). The Nigeria Deposit Insurance Corporation (NDIC) comprehensively insures its deposits. The bank authorized Share Capital is N40m (Forty million naira). The fully paid – up Capital is N25m (Twenty five million naira). The bank is adequately capitalized as stipulated in the CBN regulatory guidelines.

OUR VISION

Our vision is to be a world class Microfinance Bank reputed for professionalism geared towards meeting stakeholders’ needs through credible and excellent customer services.

OUR MISSION

Our mission is to provide high quality financial and advisory services to micro-entrepreneurs and low-income earners in the most professional, sustainable, ethical and profitable manner.

OUR CORE VALUES

Integrity and Global Best Practices

We adhere to the highest ethical standard; employing fairness, probity and mutual respect in all we do. We adopt global best practices and international financial reporting standard in our operations.

Leadership

We are committed to an attitude and culture of positively influencing the environment around us both as an organization and individually through our people.

Teamwork

We collaborate with all our stakeholders by effectively interacting and proactively building effective and value adding relationships to achieve our shared goals.

Responsiveness & Customer Service

We actively seek to understand our customers’ circumstances, problems, expectations and needs with the aim of delighting and surpassing their expectations in our service delivery. Customers’ suggestions and complaints are handled with care as we see them as improvement hints and give feedback as early as possible.

Innovation and Creativity

Ours is a creative team determined to generate new products, services and processes that lead to new dimensions of performance and value creation for all our stakeholders.

NEED A LOAN?

We are routing for you and want more than anything, to see you succeed.

Customers remain our enthusiastic emphasis. We remain a financial institution of choice ensuring transparent and fluid processes that culminate in wealth creation for our customers. Our success or performance hinges on satisfying them better than our competitors do and helping them unlock the real value of their businesses.